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Ten Things NOT to Do When Applying for a Real Estate Loan


  1. Do not change jobs, become self-employed or quit your job.
  1. Do not buy a car, truck or van (or you may be living in it)!
  1. Do not use charge cards excessively or let your accounts fall behind.
  1. Do not spend money you have set aside for closing.
  1. Do not omit debts or liabilities from your loan application.
  1. Do not buy furniture.
  1. Do not originate any inquiries into your credit.
  1. Do not make large deposits without first checking with your loan officer.
  1. Do not change bank accounts.
  1. Do not co-sign a loan for anyone.